The latest chemical trading industry insights from Japan, Asia and the world, reported by the President of Daishin Corporation, Masa Oguchi.
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President, Daishin Corporation
Born in Nara Prefecture, Japan, in 1973. Currently lives in Osaka.
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Japan’s Housing Loan Interest Rates Hit a Record Low
Happy New Year!
I hope that 2015 will be a good year for the readers of this weblog.
While there is no Christmas holiday in Japan, there is some time off during the New Year’s season, and for this year the calendar was good: many companies had nine consecutive holidays (December 27th to January 4th). Yesterday was the first business day of the new year.
According to the Nikkei Newspaper on December 31st, the housing loan interest rates of three Japanese megabanks (ten-year fixed rate) hit a record low of 0.9 to 1.2 percent.
A friend who recently bought a house says the rate fell to about 0.5 to 0.6 percent at the Internet-based Sony Bank.
It reflects the Japanese trend of not taking risks to borrow money.
As of today, the interest rate of the 10-year government bonds hit a record low of 0.285 percent; however, with such low levels for this vital lending rate, the banks’ management, also, looks difficult.
Japan’s Housing Loan Interest Rates Hit a Record Low
Happy New Year!
I hope that 2015 will be a good year for the readers of this weblog.
While there is no Christmas holiday in Japan, there is some time off during the New Year’s season, and for this year the calendar was good: many companies had nine consecutive holidays (December 27th to January 4th). Yesterday was the first business day of the new year.
According to the Nikkei Newspaper on December 31st, the housing loan interest rates of three Japanese megabanks (ten-year fixed rate) hit a record low of 0.9 to 1.2 percent.
A friend who recently bought a house says the rate fell to about 0.5 to 0.6 percent at the Internet-based Sony Bank.
It reflects the Japanese trend of not taking risks to borrow money.
As of today, the interest rate of the 10-year government bonds hit a record low of 0.285 percent; however, with such low levels for this vital lending rate, the banks’ management, also, looks difficult.
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